by Amerus Financial | Oct 3, 2023 | Life Insurance
Advantages of an Index Universal Life Insurance Policy Life insurance has long been a staple of personal finance and estate planning. While the primary purpose of life insurance is to provide financial protection to beneficiaries in the event of the policyholder’s...
by Amerus Financial | Aug 23, 2023 | Final Expense Insurance
What Is Final Expense Insurance? Life insurance is often seen as a necessity, but what about its lesser-known cousin, final expense insurance? Many people are left wondering whether this is a worthwhile investment, how it operates, and which plan to choose. In this...
by Amerus Financial | Jul 1, 2022 | Annuities
Annuities are a popular investment option for retirement and overall financial security. They are contracts between an individual and an insurance company. Under the contract, the individual pays monthly payments or one lump-sum payment towards their principal, and...
by Amerus Financial | Jun 1, 2022 | Life Insurance
Universal life insurance is a type of permanent insurance with flexible offers that includes investment savings elements and low premiums. With Universal insurance, individuals are able to reduce or increase their death benefit and pay their premiums at any time in...
by Amerus Financial | May 1, 2022 | Group Insurance
In 2019, about 92 percent of the U.S. population had some kind of health insurance. Having health insurance has many benefits. However, you need to choose the right plan for your specific needs and budget. When it comes to group health insurance, you should first...