Pros and Cons of a Fixed  Annuity

Pros and Cons of a Fixed Annuity

Annuities are a popular investment option for retirement and overall financial security. They are contracts between an individual and an insurance company. Under the contract, the individual pays monthly payments or one lump-sum payment towards their principal, and...
What is universal life insurance

What is universal life insurance

Universal life insurance is a type of permanent insurance with flexible offers that includes investment savings elements and low premiums.  With Universal insurance, individuals are able to reduce or increase their death benefit and pay their premiums at any time in...