Affordable Care Act

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The Affordable Care Act (ACA)

The Affordable Care Act (ACA), otherwise known as Obamacare, is designed to make guaranteed issue health insurance plans available to everyone. These plans cover preexisting conditions along with a list of essential health benefits that don't change from plan to plan, known as preventative care. The ACA has established a yearly Open Enrollment period (Nov. 1st-Dec 15th) for enrolling in a qualified health plan. In most cases, if you want ACA coverage, you must enroll in an ACA-compliant medical plan within that period. However, if you experience a qualifying event or major life change outside of that Open Enrollment window, you may be able to enroll during a Special Enrollment period. Contact an agent to see if you qualify. .