Short Term Health Insurance
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Short-term health plans are low-cost, low-coverage plans. Short term health insurance plans offer major medical benefits in the case of unexpected accidents and illnesses. These plans are not regulated by the ACA law and typically do not cover Preventative Care or ACA Essential Benefits such as Pregnancy. These plans are for individuals and families and last for a defined term of up to 364 days and renewable for up to 36 months depending on your state, unlike traditional health plans which don't have time limits. What short-term plans cover varies widely. Federal regulations allow short-term plans to create their own coverage plans without any required mandates from the ACA.. So, you may find substance abuse treatment coverage in one short-term plan, while another might cover barely anything. Short Term Health insurance plans are Great for those that are just wanting coverage in the case of an unexpected medical event.