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Compare Medicare Plans & Get Affordable Coverage in 2026

Get instant access to licensed Medicare specialists who compare Medicare Advantage and Medicare Supplement (Medigap) plans from top-rated carriers — with real-time rates, benefits, and eligibility checks.

See if you qualify for $0 premium Medicare Advantage plans, lower out-of-pocket costs, or enhanced Medicare Supplement coverage. Our licensed insurance agents help you compare plans, check eligibility, and enroll in minutes — with no cost, no obligation, and no pressure.

We are a licensed Medicare insurance brokerage helping seniors compare Medicare plans by zip code, prescription needs, doctor networks, and monthly budget. Get personalized Medicare quotes from multiple carriers in one place.

  • Compare Medicare Advantage & Supplement Plans
  • Check Eligibility in Minutes
  • Compare Medicare Quotes by Zip Code
  • Enroll in Medicare Coverage Over the Phone

Medicare enrollment windows are limited — compare your options today to avoid missing key coverage deadlines.

Average Medicare Costs & Coverage Options

Medicare costs vary depending on the type of coverage you choose. Here’s a general breakdown of common Medicare options and what you can expect to pay monthly.

Original Medicare (Part A & B)

$165–$200/mo

Includes hospital (Part A) and medical (Part B). Most people get Part A at no cost, while Part B has a standard monthly premium.

Medicare Advantage (Part C)

$0–$75/mo

All-in-one plans that often include additional benefits like dental, vision, and prescription drug coverage.

Prescription Drug Plans (Part D)

$10–$50/mo

Helps cover the cost of medications. Premiums vary based on plan and pharmacy network.

What Affects Medicare Costs?

Location

Medicare Advantage and Part D plan availability and pricing vary by state and county.

Income Level

Higher-income individuals may pay more for Part B and Part D due to income-related adjustments (IRMAA).

Coverage Choices

Adding supplemental coverage (Medigap) or drug plans will increase total monthly costs.

Compare Medicare plans and find the right coverage based on your needs and budget.

Speak With a Licensed Agent
Medicare Enrollment Help - Compare Plans and Get Expert Guidance

Medicare Plans Don’t Have to Be Confusing — Get Expert Help Choosing the Right Coverage

Medicare can feel overwhelming with Parts A, B, C, and D, plus Medicare Advantage and Supplement (Medigap) options. Each plan comes with different costs, provider networks, and coverage rules that can significantly impact your healthcare and out-of-pocket expenses.

One wrong decision during your Medicare enrollment period could mean higher monthly premiums, limited doctor access, or penalties that last for life.

That’s why we help you compare Medicare Advantage plans, Medicare Supplement plans, and Part D prescription drug coverage side-by-side so you can confidently choose the right plan for your needs and budget.

Whether you are turning 65, retiring, or looking to switch plans during Open Enrollment, our licensed Medicare advisors are here to guide you step-by-step.

No obligation. Get personalized Medicare options in minutes.

Compare Medicare Plans & Get Personalized Coverage Quotes

Explore Medicare Advantage, Medicare Supplement (Medigap), and Medicare Part D prescription drug plans. Compare benefits, premiums, and out-of-pocket costs, then get matched with affordable Medicare coverage options tailored to your needs. Check eligibility, compare plans in your area, and enroll in the right Medicare solution for 2026.

Medicare Advantage (Part C)

All-in-one Medicare coverage with extra benefits

Medicare Advantage plans bundle hospital (Part A), medical (Part B), and often prescription drug coverage (Part D) into one affordable plan offered by private insurers approved by Medicare.

👉 Compare Medicare Advantage plans near you and get a $0 premium eligibility check

Key Benefits

  • ✓ Low or $0 monthly premiums
  • ✓ Dental, vision, and hearing coverage
  • ✓ Prescription drug coverage included
  • ✓ Extra benefits like OTC & fitness

Best For

  • • Budget-conscious Medicare beneficiaries
  • • People wanting bundled coverage
  • • Seniors wanting extra benefits beyond Original Medicare

Medicare Supplement (Medigap)

Fill coverage gaps in Original Medicare

Medicare Supplement plans work with Original Medicare to help pay deductibles, copays, and coinsurance, giving you predictable healthcare costs and nationwide provider access.

👉 Get Medigap rate comparisons and see which plan reduces your out-of-pocket costs

Key Benefits

  • ✓ Nationwide doctor access
  • ✓ No network restrictions
  • ✓ Predictable healthcare costs
  • ✓ Lower out-of-pocket exposure

Best For

  • • Frequent travelers or nationwide coverage needs
  • • Those wanting predictable medical bills
  • • Original Medicare users needing cost protection

Medicare Part D (Prescription Drug Plans)

Affordable prescription drug coverage options

Medicare Part D plans help cover the cost of prescription medications, reducing out-of-pocket expenses for both generic and brand-name drugs through a network of approved pharmacies.

👉 Compare Part D drug plans instantly based on your current prescriptions

Key Benefits

  • ✓ Coverage for essential medications
  • ✓ Access to national pharmacy networks
  • ✓ Lower prescription drug costs
  • ✓ Multiple plan options available

Best For

  • • Anyone taking regular prescriptions
  • • Seniors managing chronic conditions
  • • Those wanting to reduce medication costs

Real Medicare Success Stories & Client Testimonials

Explore 2026 Medicare coverage options including Medicare Advantage (Part C) and Medicare Supplement (Medigap) plans. Instantly compare premiums, deductibles, provider networks, and out-of-pocket costs. Get matched with licensed carriers and request a free Medicare quote with no obligation.

FeatureMedicare Advantage (Part C)Medicare Supplement (Medigap)
Monthly Premium$0–Low Premium Medicare Advantage plans available in most ZIP codesHigher monthly premium with predictable long-term healthcare budgeting
Doctor NetworkHMO / PPO network restrictions apply depending on planAccess to any provider that accepts Medicare nationwide
ReferralsPrimary care referrals often required for specialistsNo referrals required for specialist visits
Out-of-Pocket CostsCopays apply with annual out-of-pocket maximum protectionMinimal to near-zero out-of-pocket medical costs depending on plan
Prescription Drug CoverageOften bundled (MAPD plans include Part D)Requires separate standalone Medicare Part D plan
Extra BenefitsDental, vision, hearing, OTC allowances, gym memberships in many plansTypically does not include extra benefits
Travel CoverageLimited out-of-area emergency coverage depending on planNationwide coverage and some international emergency protection
Enrollment PeriodAnnual Enrollment Period (AEP) & Special Enrollment rulesBest pricing typically during initial enrollment or guaranteed issue windows
Best ForLow monthly cost + bundled benefits + managed care convenienceMaximum flexibility + predictable healthcare expenses + nationwide access
Get Personalized Quotes Compare Medicare Advantage plans in your ZIP code and view real-time carrier pricing Compare Medigap plans (Plan G, Plan N, etc.) and lock in the lowest available rates

Explore Property Insurance Options & Compare Coverage

Compare property insurance policies for homes, rental properties, and commercial buildings. Get competitive quotes, review coverage options, and find protection for your property, assets, and business operations. Understand premiums, deductibles, and liability coverage in minutes.

Homeowners Property Insurance

Protect your home against fire, theft, storms, and liability claims. Compare policies and get coverage tailored to your property value and location.

Get Home Insurance Quotes

Commercial Property Insurance

Coverage for office buildings, retail spaces, and warehouses. Protect business property, equipment, and income loss from unexpected events.

Compare Business Coverage

Landlord & Rental Insurance

Protect rental properties against tenant damage, liability claims, and loss of rental income with tailored landlord insurance plans.

Get Rental Property Quotes

Fire & Hazard Coverage

Financial protection against fire, natural disasters, vandalism, and other covered hazards that can damage your property.

Check Hazard Protection

Flood Insurance Protection

Separate coverage for flood-related damage not included in standard property insurance policies. Compare flood insurance rates and eligibility.

Get Flood Coverage Quotes

Property Liability Insurance

Protect yourself from legal and financial responsibility if someone is injured on your property or property damage occurs.

Review Liability Options

Business Owner’s Policy (BOP)

Combine property insurance, liability coverage, and business interruption protection into one cost-effective policy for small businesses.

Compare BOP Plans

Property Insurance Quotes

Estimate premiums and compare multiple insurers to find affordable property insurance coverage that fits your budget and risk profile.

Get Instant Quotes
Medicare Help for Every Stage of Retirement

Medicare Help for Every Stage of Retirement

Compare Medicare plans, understand your eligibility, and get expert help choosing the right coverage. Whether you’re enrolling for the first time or reviewing your current plan, we help you find the most cost-effective Medicare options available in your area.

  • Compare Medicare Advantage, Medigap, and Part D plans side-by-side
  • Get help enrolling during your Initial or Annual Enrollment Period
  • Check eligibility for $0 premium Medicare Advantage plans
  • Avoid late enrollment penalties and coverage gaps
  • Update coverage when moving, retiring, or changing doctors

No obligation. See available Medicare options based on your zip code and eligibility.

We Work With the Nation’s Most Trusted Medicare Providers

Amerus Insurance Group partners with top-rated Medicare carriers to provide you with comprehensive plan options and personalized guidance.

Our independent Medicare brokerage ensures we work for you — not the insurance companies.

Expert Insight

Based on our experience assisting Medicare beneficiaries across different health and financial profiles, comparing multiple Medicare Advantage and Supplement plans can save hundreds of dollars annually while ensuring the coverage you need. Choosing the right plan depends on your health requirements, preferred doctors, and prescription medications.

According to the Centers for Medicare & Medicaid Services (CMS) and the official Medicare site , plan costs, coverage, and eligibility rules can vary significantly by state and provider, making it crucial to review all options before enrolling.

Compare Medicare Plans & Find the Right Coverage for You

Explore Medicare Advantage, Medicare Supplement (Medigap), and Prescription Drug Plans. Get help comparing plans, checking eligibility, and enrolling in coverage that fits your needs and budget.

Serving Seniors Nationwide

Helping Medicare-eligible individuals across the U.S. find affordable health coverage options tailored to their needs.

Independent Medicare Agency

We are not tied to one carrier — we compare multiple Medicare Advantage and Supplement plans for better rates.

We Represent Multiple Medicare Carriers

Compare top-rated Medicare insurance companies and choose the plan that fits your doctors, prescriptions, and budget.

Education First — No Pressure

Understand your Medicare options clearly before enrolling. We simplify Medicare Parts A, B, C, and D.

Choosing the right Medicare insurance plan can feel complicated, with many options for coverage and benefits. Seniors often look for plans that cover hospital visits, prescription drugs, preventive care, and supplemental benefits. We partner with trusted providers to help you compare Original Medicare, Medicare Advantage, and Medicare Supplement plans, making it simple to understand costs, coverage, and benefits. Our goal is to help you select the plan that fits your healthcare needs and budget, ensuring peace of mind as you focus on your health.

Compare Medicare Companies and Find the Best Rates

Explore affordable Medicare-related dental and vision insurance options designed for seniors and individuals looking to reduce out-of-pocket healthcare costs. Compare top-rated plans, check eligibility, and get personalized quotes from leading insurance providers in minutes. Whether you’re enrolling in Medicare or looking to enhance your current coverage, find plans that match your budget and healthcare needs with no obligation to enroll.

  • Compare plans available in your area
  • See what dentists and providers are included
  • No obligation to enroll
  • Quotes available in minutes

Medicare Insurance Guides & Resources

Enrolling Within Medicare

Enrolling Within Medicare

When you begin exploring Medicare, one of the most important decisions you will make is when to enroll. Timing is not just a procedural step—it directly affects your costs, coverage options, and whether you may face permanent late penalties. In many cases, enrolling at the wrong time can result in higher premiums for the rest […]

asian couple getting their prescription premium lowered

How “Extra Help” Can Lower Your Drug Cost

Prescription medications are often one of the highest ongoing medical expenses for Medicare beneficiaries. For individuals managing chronic conditions such as diabetes, hypertension, heart disease, or respiratory illness, monthly drug costs can quickly become a financial burden. While Medicare Part D provides prescription coverage, it does not always eliminate out-of-pocket costs. Premiums, deductibles, copayments, and […]

How Much Does Medicare Cost

How Much Does Medicare Cost

What Will Medicare Cost You in 2026 — and How Much Could It Save You? That is one of the biggest questions people ask when they are first becoming eligible for Medicare. The answer depends on the type of coverage you choose, how often you use care, and whether you add extra protection such as […]

couple looking medicare

Medicare At The Right Time

Medicare is a federal health insurance program designed primarily for people aged 65 and older, as well as certain younger individuals with disabilities or specific medical conditions. While enrollment is not mandatory, delaying enrollment without qualifying coverage can lead to permanent financial penalties and delayed access to essential healthcare services. Understanding when to enroll, what […]

Senior couple reviewing final expense plan

Medicare Eligibility

Medicare eligibility is based on clear federal requirements that determine when and how an individual can access Medicare health coverage in the United States. Unlike private insurance, there is no application exam or complex approval interview process. Instead, eligibility is determined by age, disability status, or specific medical conditions defined under federal law. Once these […]

Complete Medicare Guides

Medicare Guides

Complete Medicare Guides: Enrollment, Plans, Costs, and Eligibility Explained Medicare is the U.S. federal health insurance program that covers hospitalization, outpatient services, prescription drugs, and supplemental options for eligible individuals, and 2025 brings policy and benefit changes beneficiaries should understand before enrolling. This guide explains eligibility rules, enrollment windows, plan types, cost components, and practical […]

Medicare Health Plans

Medicare Health Plans

What Is Medicare? Medicare is a federally sponsored health insurance program in the United States designed primarily for individuals aged 65 and older, as well as certain younger individuals with qualifying disabilities or serious medical conditions. It was established in 1965 under the Social Security Act and officially began providing coverage in 1966. One of […]

Medicare Part A And Part B Coverage

Medicare Part A And Part B Coverage

Understanding What Part A and Part B Covers Medicare Part A and Part B are the foundation of Original Medicare in the United States. These two parts work together to provide hospital and medical insurance coverage for eligible individuals, primarily those aged 65 and older, as well as certain younger individuals with disabilities or qualifying […]

Medicare Advantage

Pros And Cons Of Medicare Advantage

Medicare Advantage plans have grown significantly in popularity over the past decade. According to recent federal data, more than half of all Medicare beneficiaries are now enrolled in a Medicare Advantage plan instead of Original Medicare. This growth is driven by the additional benefits, simplified coverage structure, and cost-saving opportunities these plans often provide. However, […]

Signing Up for Medicare

Signing Up for Medicare

Social Security signs you up for Medicare with no action on your part. In every one of the following circumstances; You are coming up to

The ABCs and D of Medicare

The ABC’s (and D) of Medicare

Do you truly need to know the details of what Parts A, B, C, and D represent? Doesn't Medicare simply pay a lot of your bills and that is it?

When Medicare Coverage Begins

When Medicare Coverage Begins

Identifying when your coverage begins Based on the situation, you can enroll in Medicare Part A and Medicare Part B

Frequently Asked Medicare Questions

Yes. Our services are typically free to you because we are compensated by insurance carriers when a policy is issued. You are never charged directly for consultation or plan comparison assistance.

Many Medicare Advantage and Medicare Supplement plans allow you to continue seeing your current doctor, especially if the provider participates in the plan network. Checking provider networks before enrolling is important to confirm continued access to preferred doctors and specialists.

You can enroll during your Initial Enrollment Period (three months before and after your 65th birthday), during the Annual Enrollment Period (October 15 through December 7), or during a Special Enrollment Period if you qualify due to life events such as retirement or loss of employer coverage.

Yes. Annual review is strongly recommended because plan benefits, provider networks, drug formularies, and premiums can change each year. Reviewing your coverage during the Annual Enrollment Period helps ensure your plan continues meeting your medical and financial needs.

You can sign up online through the official Medicare website, by contacting an insurance carrier directly, or by working with a licensed agent who can help compare options and submit your enrollment on your behalf.

Yes. You can compare Medicare Advantage, Supplement, and Part D prescription drug plans by reviewing plan benefits, premiums, and provider networks. Our licensed agents can also provide side-by-side comparisons tailored to your needs.

Absolutely. Licensed agents review your health needs, preferred doctors, and prescription medications to recommend the plan that provides the best coverage and value for you.

Yes. Missing enrollment deadlines can result in late enrollment penalties or gaps in coverage. The Initial Enrollment Period, Annual Enrollment Period, and Special Enrollment Periods each have specific deadlines you should be aware of.

Our Results

Medicare Solutions Testimonials

Charles Rodriguez

★★★★★

Perfect Medicare guidance for new retiree. They explained all options clearly and helped me enroll during my initial enrollment period.

Linda Thompson

★★★★☆

Professional Medicare enrollment assistance. Made the complex Medicare process simple and found the best plan for my needs.

James Davis

★★★★☆

Great Medicare Part D prescription coverage. Saves me hundreds on medications and excellent customer service.

Mary Williams

★★★★★

Outstanding Medicare supplement insurance. Fills the gaps in original Medicare perfectly and affordable monthly premiums.

Robert Johnson

★★★★★

Excellent Medicare guidance and support. They helped me choose the perfect Medicare Advantage plan with great benefits.

Coverage by State

Explore Medicare Insurance Guidance by State

Hover any state to preview its page and jump straight into state-specific coverage information.

Learn About Medicare Insurance in My State?

Select a state using the map or dropdown menu. Coverage is not available in all states.

Senior Health Insurance Providers

Compare top senior-focused health insurance companies, their coverage highlights, and starting monthly costs.

CompanyBest ForStarting Monthly Cost
AllstateComprehensive coverage options and strong customer service for senior health needs$120/month
GEICOAffordable supplemental health plans for seniors seeking budget-friendly options$110/month
CarePlusSpecializes in Medicare Advantage plans with extra benefits for senior members$95/month
BlueCross BlueShieldNationwide coverage with reliable networks and senior-focused benefits$130/month
SimplyOffers Medicare Advantage plans with flexible coverage for seniors in Florida$100/month
HumanaExtensive Medicare Advantage and supplemental plans with senior-friendly perks$115/month
United HealthCareTrusted provider for senior health plans, including Medicare Advantage and supplemental options$125/month
Profile image of Timothy Baggett, CFP®, Licensed Insurance Professional at Amerus Insurance Group
Timothy Baggett, CFP®, Licensed Insurance Professional
Ready to Make Medicare Simple?

Ready to Make Medicare Simple?

Affordable coverage can make a meaningful difference in your health and comfort.