Protect Your Pet. Protect Your Peace of Mind.
Affordable pet insurance for dogs and cats — helping you cover unexpected vet bills so you can focus on what matters most: loving your pet.
From accidents and illnesses to routine care options, we help pet parents find simple, flexible pet insurance plans that fit their budget and lifestyle.
- Coverage for Dogs & Cats
- Use Any Licensed Veterinarian
- Fast Claims Reimbursement
- Affordable Monthly Options
Independent Insurance Agency
Multiple Pet Insurance Carriers
Simple & Transparent Coverage
Support When You Need It
Pets Are Family — And They Deserve Protection
Vet bills can add up fast. Accidents, illnesses, and emergency care can cost thousands of dollars, often when you least expect it.
Pet insurance helps remove the financial stress so you can say yes to the care your pet needs — without hesitation.
How Pet Insurance Works
You take your pet to the vet
Pay the bill
Submit a claim
Get reimbursed
Pet insurance helps cover
- Accidents & injuries
- Illnesses
- Surgeries & hospital stays
- Diagnostics & medications
- Optional wellness & preventive care
Most plans let you visit any licensed veterinarian — no networks required.
Why Pet Parents Choose Pet Insurance
- Unexpected vet bills can happen at any time
- Helps avoid tough financial decisions
- Monthly premiums are predictable and affordable
- Coverage travels with your pet
- Peace of mind from puppyhood to senior years
Why Pet Parents Choose Amerus Financial
Independent & Pet-First Approach
We compare pet insurance plans from multiple top carriers to help you find coverage that fits your pet — not a one-size-fits-all policy.
Easy, Friendly Guidance
No confusing insurance language. We explain everything clearly so you feel confident choosing a plan.
Affordable Options for Every Budget
We help you balance monthly cost, deductible, and reimbursement levels.
Support Beyond Enrollment
We stay available to help with plan questions and changes as your pet grows.
Find the Right Coverage for Your Pet
- Quick & easy quote process
- Customize coverage & budget
- No pressure or obligation
- Takes just minutes
Learn More About Pet Insurance
We share helpful pet insurance tips and resources to help you make the best decision for your furry family members.
Frequently Asked Pet Insurance Questions
Yes. Most pet insurance plans allow you to visit any licensed veterinarian, including emergency clinics and specialists, since these policies typically do not use restrictive provider networks.
Most pet insurance plans do not cover pre-existing conditions. However, some carriers may cover conditions that have been cured and have remained symptom-free for a specified period, depending on policy terms.
Claim processing times vary by carrier, but many pet insurance companies process claims within 2 to 10 business days, and some offer direct deposit reimbursement for faster payment.
Many pet insurance plans are affordable, with some costing less than typical monthly utility or phone bills. Costs vary based on breed, age, location, deductible, and coverage limits.
No. Getting a pet insurance quote is completely free and does not require any obligation to purchase coverage.
Because They’re More Than Just Pets
Give your furry companion the care they deserve — without financial worry.