Author Bio
Timothy Baggett, CFP® and licensed insurance professional, has over 15 years of experience at Amerus Financial specializing in retirement planning, wealth management, and long-term investment strategies. He has helped hundreds of clients navigate complex financial decisions with a focus on stability and growth. Timothy is a member of the Financial Planning Association (FPA) and regularly publishes insights on retirement and Social Security strategies.
Updates on the Affordable Care Act, open enrollment periods, subsidies, and how health reform affects your coverage options.
Business & Group Benefits provide employers with essential tools and guidance to design competitive compensation packages that attract and retain top talent. From group health insurance and workers’ compensation coverage to retirement solutions like 401(k) plans, these resources help businesses balance cost efficiency with employee satisfaction while staying compliant with regulations and industry standards.
Financial Planning & Retirement covers a range of strategies designed to help individuals build sustainable income for the future while protecting and growing their wealth over time. This includes creating diversified retirement income streams, understanding how annuities can provide guaranteed income, leveraging life insurance as both protection and a financial asset, and utilizing tax-advantaged accounts and strategies to minimize liabilities and maximize long-term savings efficiency.
Tips and guides for personal insurance, designed to help you make confident decisions about protecting what matters most. From selecting the right health coverage and understanding policy options to comparing home and auto insurance bundles for maximum savings, we break down complex topics into clear, practical insights that fit real-life needs and budgets.
Navigate Medicare enrollment with confidence through clear guidance on Parts A, B, C, and D, and understand key differences between Medigap and Medicare Advantage plans so you can choose coverage that fits your healthcare needs and budget. Explore supplemental options like final expense insurance and long-term care coverage to help protect your family from unexpected costs and ensure long-term financial stability in retirement.
Deciding on the right insurance company and plan to meet your needs can seem overwhelming. You will probably be tempted…
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Expert guide to choosing the right health insurance plan. Compare coverage options, costs & benefits for your needs.
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Medicaid, Medicare, and Other Government Programs. If you do not qualify for Medicaid does not mean there are no state…
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Managing Your Healthcare Plan. Before the Affordable Care Act’s implementation, health insurance plans were canceled all the time
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Health Insurance Subsidies by Amerus Insurance, 25 Jan 2021 • Updated for clarity and readability Understanding health insurance subsidies is…
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Identifying when your coverage begins Based on the situation, you can enroll in Medicare Part A and Medicare Part B
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