Enrolling Within Medicare
When you begin exploring Medicare, one of the most important decisions you will make is when to enroll. Timing is not just a procedural step—it directly affects your costs, coverage...
Compare Medicare Plans & Get Affordable Coverage in 2026
Get instant access to licensed Medicare specialists who compare Medicare Advantage and Medicare Supplement (Medigap) plans from top-rated carriers — with real-time rates, benefits, and eligibility checks.
See if you qualify for $0 premium Medicare Advantage plans, lower out-of-pocket costs, or enhanced Medicare Supplement coverage. Our licensed insurance agents help you compare plans, check eligibility, and enroll in minutes โ with no cost, no obligation, and no pressure.
We are a licensed Medicare insurance brokerage helping seniors compare Medicare plans by zip code, prescription needs, doctor networks, and monthly budget. Get personalized Medicare quotes from multiple carriers in one place.
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โCompare Medicare Advantage & Supplement Plans
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โCheck Eligibility in Minutes
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โCompare Medicare Quotes by Zip Code
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โEnroll in Medicare Coverage Over the Phone
Medicare enrollment windows are limited — compare your options today to avoid missing key coverage deadlines.
Top Medicare Insurance Companies We Compare
We work with trusted Medicare insurance providers to help seniors compare Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plans. Find coverage that fits your healthcare needs and budget.
Humana
Offers Medicare Advantage, Part D, and supplemental plans with wellness and prescription benefits.
Plans starting at $0/month*
UnitedHealthcare
One of the largest Medicare providers offering Advantage, Medigap, and prescription drug coverage.
Plans starting at $0/month*
Blue Cross Blue Shield
Nationwide Medicare coverage with strong provider networks and flexible plan options.
Plans starting at $0/month*
Aetna
Provides Medicare Advantage and prescription drug plans with affordable premiums and extra benefits.
Plans starting at $0/month*
Cigna
Medicare plans focused on affordability, preventive care, and prescription drug coverage.
Plans starting at $0/month*
CarePlus
Florida-focused Medicare Advantage plans with senior wellness and prescription benefits.
Plans starting at $0/month*
*Plan availability and premiums may vary by location, age, and eligibility.
Average Medicare Costs & Coverage Options
Medicare costs vary depending on the type of coverage you choose. Here’s a general breakdown of common Medicare options and what you can expect to pay monthly.
Original Medicare (Part A & B)
$165–$200/mo
Includes hospital (Part A) and medical (Part B). Most people get Part A at no cost, while Part B has a standard monthly premium.
Medicare Advantage (Part C)
$0–$75/mo
All-in-one plans that often include additional benefits like dental, vision, and prescription drug coverage.
Prescription Drug Plans (Part D)
$10–$50/mo
Helps cover the cost of medications. Premiums vary based on plan and pharmacy network.
What Affects Medicare Costs?
Location
Medicare Advantage and Part D plan availability and pricing vary by state and county.
Income Level
Higher-income individuals may pay more for Part B and Part D due to income-related adjustments (IRMAA).
Coverage Choices
Adding supplemental coverage (Medigap) or drug plans will increase total monthly costs.
Compare Medicare plans and find the right coverage based on your needs and budget.
Speak With a Licensed Agent
Real Medicare Success Stories & Client Testimonials
Medicare can feel overwhelming with Parts A, B, C, and D, plus Medicare Advantage and Supplement (Medigap) options. Each plan comes with different costs, provider networks, and coverage rules that can significantly impact your healthcare and out-of-pocket expenses.
One wrong decision during your Medicare enrollment period could mean higher monthly premiums, limited doctor access, or penalties that last for life.
That’s why we help you compare Medicare Advantage plans, Medicare Supplement plans, and Part D prescription drug coverage side-by-side so you can confidently choose the right plan for your needs and budget.
Whether you are turning 65, retiring, or looking to switch plans during Open Enrollment, our licensed Medicare advisors are here to guide you step-by-step.
No obligation. Get personalized Medicare options in minutes.
Compare Medicare Plans & Get Personalized Coverage Quotes
Explore Medicare Advantage, Medicare Supplement (Medigap), and Medicare Part D prescription drug plans. Compare benefits, premiums, and out-of-pocket costs, then get matched with affordable Medicare coverage options tailored to your needs. Check eligibility, compare plans in your area, and enroll in the right Medicare solution for 2026.
Medicare Advantage (Part C)
All-in-one Medicare coverage with extra benefits
Medicare Advantage plans bundle hospital (Part A), medical (Part B), and often prescription drug coverage (Part D) into one affordable plan offered by private insurers approved by Medicare.
๐ Compare Medicare Advantage plans near you and get a $0 premium eligibility check
Key Benefits
- โ Low or $0 monthly premiums
- โ Dental, vision, and hearing coverage
- โ Prescription drug coverage included
- โ Extra benefits like OTC & fitness
Best For
- • Budget-conscious Medicare beneficiaries
- • People wanting bundled coverage
- • Seniors wanting extra benefits beyond Original Medicare
Medicare Supplement (Medigap)
Fill coverage gaps in Original Medicare
Medicare Supplement plans work with Original Medicare to help pay deductibles, copays, and coinsurance, giving you predictable healthcare costs and nationwide provider access.
๐ Get Medigap rate comparisons and see which plan reduces your out-of-pocket costs
Key Benefits
- โ Nationwide doctor access
- โ No network restrictions
- โ Predictable healthcare costs
- โ Lower out-of-pocket exposure
Best For
- • Frequent travelers or nationwide coverage needs
- • Those wanting predictable medical bills
- • Original Medicare users needing cost protection
Medicare Part D (Prescription Drug Plans)
Affordable prescription drug coverage options
Medicare Part D plans help cover the cost of prescription medications, reducing out-of-pocket expenses for both generic and brand-name drugs through a network of approved pharmacies.
๐ Compare Part D drug plans instantly based on your current prescriptions
Key Benefits
- โ Coverage for essential medications
- โ Access to national pharmacy networks
- โ Lower prescription drug costs
- โ Multiple plan options available
Best For
- • Anyone taking regular prescriptions
- • Seniors managing chronic conditions
- • Those wanting to reduce medication costs
Compare Medicare Advantage vs Medicare Supplement Plans & Get Personalized Medicare Quotes
Explore 2026 Medicare coverage options including Medicare Advantage (Part C) and Medicare Supplement (Medigap) plans. Instantly compare premiums, deductibles, provider networks, and out-of-pocket costs. Get matched with licensed carriers and request a free Medicare quote with no obligation.
| Feature | Medicare Advantage (Part C) | Medicare Supplement (Medigap) |
|---|---|---|
| Monthly Premium | $0–Low Premium Medicare Advantage plans available in most ZIP codes | Higher monthly premium with predictable long-term healthcare budgeting |
| Doctor Network | HMO / PPO network restrictions apply depending on plan | Access to any provider that accepts Medicare nationwide |
| Referrals | Primary care referrals often required for specialists | No referrals required for specialist visits |
| Out-of-Pocket Costs | Copays apply with annual out-of-pocket maximum protection | Minimal to near-zero out-of-pocket medical costs depending on plan |
| Prescription Drug Coverage | Often bundled (MAPD plans include Part D) | Requires separate standalone Medicare Part D plan |
| Extra Benefits | Dental, vision, hearing, OTC allowances, gym memberships in many plans | Typically does not include extra benefits |
| Travel Coverage | Limited out-of-area emergency coverage depending on plan | Nationwide coverage and some international emergency protection |
| Enrollment Period | Annual Enrollment Period (AEP) & Special Enrollment rules | Best pricing typically during initial enrollment or guaranteed issue windows |
| Best For | Low monthly cost + bundled benefits + managed care convenience | Maximum flexibility + predictable healthcare expenses + nationwide access |
| Get Personalized Quotes | Compare Medicare Advantage plans in your ZIP code and view real-time carrier pricing | Compare Medigap plans (Plan G, Plan N, etc.) and lock in the lowest available rates |
Explore Medicare Coverage Options & Compare Plans
Compare Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plans from trusted providers. Review benefits, premiums, doctor networks, prescription coverage, and out-of-pocket costs to find the right Medicare plan for your healthcare needs and budget.
Medicare Advantage Plans
All-in-one Medicare Part C plans that combine hospital, medical, and often prescription drug coverage with extra benefits like dental and vision.
Compare Medicare Advantage Plans
Medicare Supplement (Medigap)
Help cover out-of-pocket costs like deductibles, copayments, and coinsurance not paid by Original Medicare.
Review Medigap Options
Medicare Part D Coverage
Compare prescription drug plans that help reduce the cost of medications and provide coverage for generic and brand-name prescriptions.
Compare Prescription Drug Plans
Dental, Vision & Hearing
Many Medicare Advantage plans include additional benefits for routine dental care, eye exams, glasses, hearing aids, and wellness services.
Explore Extra Benefits
$0 Premium Medicare Plans
Compare low-cost and $0 premium Medicare Advantage plans available in your area while reviewing deductibles and out-of-pocket expenses.
View Affordable Medicare Plans
Doctor & Hospital Networks
Find Medicare plans that include your preferred doctors, specialists, hospitals, and healthcare providers within their network.
Check Provider Coverage
Special Needs Medicare Plans
Explore Medicare Special Needs Plans (SNPs) designed for individuals with chronic conditions or specific healthcare requirements.
Review Special Needs Plans
Compare Medicare Quotes
Review Medicare plan options side-by-side to compare costs, coverage, provider access, and prescription benefits in minutes.
Get Medicare Quotes
Medicare Help for Every Stage of Retirement
Compare Medicare plans, understand your eligibility, and get expert help choosing the right coverage. Whether you’re enrolling for the first time or reviewing your current plan, we help you find the most cost-effective Medicare options available in your area.
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โCompare Medicare Advantage, Medigap, and Part D plans side-by-side
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โGet help enrolling during your Initial or Annual Enrollment Period
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โCheck eligibility for $0 premium Medicare Advantage plans
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โAvoid late enrollment penalties and coverage gaps
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โUpdate coverage when moving, retiring, or changing doctors
No obligation. See available Medicare options based on your zip code and eligibility.
We Work With the Nation’s Most Trusted Medicare Providers
Amerus Insurance Group partners with top-rated Medicare carriers to provide you with comprehensive plan options and personalized guidance.
Our independent Medicare brokerage ensures we work for you — not the insurance companies.
Expert Insight
Based on our experience assisting Medicare beneficiaries across different health and financial profiles, comparing multiple Medicare Advantage and Supplement plans can save hundreds of dollars annually while ensuring the coverage you need. Choosing the right plan depends on your health requirements, preferred doctors, and prescription medications.
According to the Centers for Medicare & Medicaid Services (CMS) and the official Medicare site , plan costs, coverage, and eligibility rules can vary significantly by state and provider, making it crucial to review all options before enrolling.
Compare Medicare Plans & Find the Right Coverage for You
Explore Medicare Advantage, Medicare Supplement (Medigap), and Prescription Drug Plans. Get help comparing plans, checking eligibility, and enrolling in coverage that fits your needs and budget.
Serving Seniors Nationwide
Helping Medicare-eligible individuals across the U.S. find affordable health coverage options tailored to their needs.
Independent Medicare Agency
We are not tied to one carrier — we compare multiple Medicare Advantage and Supplement plans for better rates.
We Represent Multiple Medicare Carriers
Compare top-rated Medicare insurance companies and choose the plan that fits your doctors, prescriptions, and budget.
Education First — No Pressure
Understand your Medicare options clearly before enrolling. We simplify Medicare Parts A, B, C, and D.
Choosing the right Medicare insurance plan can feel complicated, with many options for coverage and benefits. Seniors often look for plans that cover hospital visits, prescription drugs, preventive care, and supplemental benefits. We partner with trusted providers to help you compare Original Medicare, Medicare Advantage, and Medicare Supplement plans, making it simple to understand costs, coverage, and benefits. Our goal is to help you select the plan that fits your healthcare needs and budget, ensuring peace of mind as you focus on your health.
Compare Medicare Companies and Find the Best Rates
Explore affordable Medicare-related dental and vision insurance options designed for seniors and individuals looking to reduce out-of-pocket healthcare costs. Compare top-rated plans, check eligibility, and get personalized quotes from leading insurance providers in minutes. Whether you’re enrolling in Medicare or looking to enhance your current coverage, find plans that match your budget and healthcare needs with no obligation to enroll.
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โCompare plans available in your area
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โSee what dentists and providers are included
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โNo obligation to enroll
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โQuotes available in minutes
Medicare Insurance Guides & Resources
Explore Your Medicare Drug Plan Options for Maximum Savings
Unlock potential savings on your Medicare drug plan today. Learn about prescription coverage and Medicare Part D options tailored for your needs and budget!
Find Affordable Medicare Advantage Options Near You Today
Find affordable Medicare Advantage options tailored to your needs. Compare plans near you today to ensure you get the best healthcare coverage available.
Frequently Asked Medicare Questions
Yes. Our services are typically free to you because we are compensated by insurance carriers when a policy is issued. You are never charged directly for consultation or plan comparison assistance.
Many Medicare Advantage and Medicare Supplement plans allow you to continue seeing your current doctor, especially if the provider participates in the plan network. Checking provider networks before enrolling is important to confirm continued access to preferred doctors and specialists.
You can enroll during your Initial Enrollment Period (three months before and after your 65th birthday), during the Annual Enrollment Period (October 15 through December 7), or during a Special Enrollment Period if you qualify due to life events such as retirement or loss of employer coverage.
Yes. Annual review is strongly recommended because plan benefits, provider networks, drug formularies, and premiums can change each year. Reviewing your coverage during the Annual Enrollment Period helps ensure your plan continues meeting your medical and financial needs.
You can sign up online through the official Medicare website, by contacting an insurance carrier directly, or by working with a licensed agent who can help compare options and submit your enrollment on your behalf.
Yes. You can compare Medicare Advantage, Supplement, and Part D prescription drug plans by reviewing plan benefits, premiums, and provider networks. Our licensed agents can also provide side-by-side comparisons tailored to your needs.
Absolutely. Licensed agents review your health needs, preferred doctors, and prescription medications to recommend the plan that provides the best coverage and value for you.
Yes. Missing enrollment deadlines can result in late enrollment penalties or gaps in coverage. The Initial Enrollment Period, Annual Enrollment Period, and Special Enrollment Periods each have specific deadlines you should be aware of.
Our Results
Carolyn Mitchell
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Highly recommend their Medicare services for seniors looking for coverage assistance
Gerald Foster
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Reliable Medicare guidance and very responsive communication.
Diane Brooks
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I found a plan that works perfectly for my healthcare needs.
Larry Coleman
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Excellent customer support and easy enrollment experience.
Coverage by State
Explore Medicare Insurance Guidance by State
Hover any state to preview its page and jump straight into state-specific coverage information.
Learn About Medicare Insurance in My State?
Select a state using the map or dropdown menu. Coverage is not available in all states.
Senior Health Insurance Providers
Compare top senior-focused health insurance companies, their coverage highlights, and starting monthly costs.
| Company | Best For | Starting Monthly Cost |
|---|---|---|
| Allstate | Comprehensive coverage options and strong customer service for senior health needs | $120/month |
| GEICO | Affordable supplemental health plans for seniors seeking budget-friendly options | $110/month |
| CarePlus | Specializes in Medicare Advantage plans with extra benefits for senior members | $95/month |
| BlueCross BlueShield | Nationwide coverage with reliable networks and senior-focused benefits | $130/month |
| Simply | Offers Medicare Advantage plans with flexible coverage for seniors in Florida | $100/month |
| Humana | Extensive Medicare Advantage and supplemental plans with senior-friendly perks | $115/month |
| United HealthCare | Trusted provider for senior health plans, including Medicare Advantage and supplemental options | $125/month |
Timothy Baggett, CFP®, Licensed Insurance Professional
| Reviewed by Amerus Insurance Group Editorial Team
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